Sometimes it is necessary to use credit cards to cover important expenses such as food, gasoline, and utilities. Using your credit card does come with some risks, though. How do you protect yourself against credit card fraud? According to professionals from companies like SoFi
, you can take steps to protect your credit card from becoming a target of card fraud. The first step is to make sure that your credit card is covered by a valid cardholder agreement. The best way to find out whether your card is covered by a valid cardholder agreement is to make a copy of the agreement and ask your card issuer. Some credit card companies allow you to find out the terms of your credit card agreement through their online website. If you’re not sure whether your card’s terms are valid, you can ask your card issuer to send you a copy of your agreement.
You’ll want to know if your agreement is still valid, because some terms will become invalid if the card is closed. If your agreement has expired, ask your card issuer to have your account reopened to ensure that the agreement is still in effect. After obtaining your cardholder agreement, you’ll need to register the card and pay your monthly bill. Once your account is open, you’ll also need to pay the monthly membership fee for the card you purchased. What if I have a question about my account? If you have any questions or concerns, please call our call center at 1-800-252-9900.What if I do not have a credit card? If you don’t have a credit card, you can still register online and complete the registration process using a debit card. Registering with a debit card will only charge you the amount of the first monthly membership fee for your card. You can still pay your monthly bill using a debit card or a bank account. If you already have a bank account, you can register online and pay your monthly bill using a debit card. Registration is FREE.
I’ve received my card. Where can I use it? Visit the Shop & Save section of your account for information about using your card. How do I cancel my membership? You may cancel your membership at any time. To make a monthly payment, just cancel your membership. Once you’ve cancelled your membership, your shop & save balance will be deleted and your Shop & Save membership will expire. When my Shop & Save membership expires, do I still have access to the discount code? All Shop & Save memberships expire at the end of the month on which they are originally registered. The membership card will be sent to the address you used to register for your membership. How do I cancel my membership? If you have not accessed your Shop & Save account for the last six months, you may request to cancel your membership at any time by contacting customer service. You can cancel your membership by sending an email to email protected.